I've written a couple of time about finding peace through creating a calming space around you. I think it's more than just the space around you. I feel like it would be difficult to find that peace if you are constantly struggling with making ends meet.
I realized quite some time ago that living within your means is a lesson you need to learn early - and sometimes it takes a few hard knocks to remember. Trust me, I'm coming from a place of needing to learn the lesson the hard way. I think some of it depends on the lessons you get from your parents. Whether or not they had a budget or financial goals and talked about them with you plays at least a small part in how you handle your finances. Sometimes, even if your parents didn't talk about their finances explicitly, the emotion (positive or negative) associated with money can very easily be felt by children.
That's why my husband and I have at least some financial discussions involving our children. We may not discuss the specifics of our income, but they do know that we save a percentage of our income for retirement and their college education. They also know we don't put anything on credit we can't pay for completely when the bill comes due. When they ask about purchasing something for themselves, they know I will ask if they have enough money and were they trying to save for something else. I hope I"m teaching them to have a healthy relationship with money - and understand that you can't purchase something just because you want it, without evaluating how it fits in with your financial plan.
Knowing I have a plan brings me peace. Understanding there are limits and setting guidelines gives me structure to live within. Budget planning is something I"m passionate about because I have seen the negative effects of living without a plan.
What are you doing to make sure you're finding financial peace? Let me know in the comments. If you struggle coming up with your own plan, contact me. I really would like to help!
Jennifer Raschig loves to share thoughts on creating restful spaces and presenting your best self every day.